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Unscramble the Mystery of Individual Medical Insurance and Health Savings Accounts (HSAs) New Game on HSAInsights.com Tests Knowledge of Terms Consumers Should Know About Healthcare and Health Insurance Health insurance is no laughing matter, but HSAInsights.com doesn’t think that should stop consumers researching health savings accounts and individual medical insurance from having a bit of fun while learning about their options. A new game on the site called “Health Savings Account Word Scramble,” tests consumers’ knowledge of key medical and insurance terms by timing how long it takes to unscramble the letters of each word. A Health Savings Account (HSA) is a consumer-managed, tax-favored alternative to traditional health insurance created for the purpose of paying medical expenses, and just one term important to have in when analyzing the many individual and family health insurance options. “Health Savings Account Word Scramble” educates site visitors on the many healthcare related expenses ranging from physicals to prescription drugs that can be paid for by money in an HSA. HSAInsights.com was created in 2007 to help individuals, families, employers and retirees understand the basics of HSAs and to give them resources and tools for making smart choices. Proving there’s more than just games to the site, visitors can study detailed charts that show individuals and families how much they could save with an HSA compared to a typical health plan, as well as use a calculator to determine the potential future value of their HSAs based on their expected contributions and expenses. Yet another tool, the Health Savings Account Comparison Calculator, can help site visitors calculate their potential cost savings with an HSA based on their insurance premiums and medical expenses from the previous year. By collecting information on a current insurance plan’s details, premiums and expenses, the calculator can provide a total savings one would achieve with an HSA. For many families with annual medical expenses of about $1,500, the total savings often exceed $6,000 a year, which includes tax reductions of $1,500 or more, as well as premium savings. This fun game, along with innovative, interactive planning tools, can be found by visiting http://www.hsainsights.com.
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